Searching for the cheapest insurance rates in Norfolk, VA? Norfolk shoppers have a choice when shopping for affordable Dodge Challenger insurance. They can either spend hours contacting agents trying to get quotes or use the internet to find the lowest rates. There is a better way to shop for insurance and we'll show you the quickest way to get price quotes for your Dodge and find the lowest price from Norfolk insurance agents and online providers.
Shocking but true, the vast majority of consumers kept their coverage with the same insurance company for four years or more, and just short of a majority have never compared quotes from other companies. U.S. consumers could save nearly $859 a year, but most undervalue the big savings they would realize if they swap their current policy for a cheaper one.
It's a great practice to check insurance prices as often as possible because insurance prices are adjusted regularly by insurance companies. If you had the best price on Dodge Challenger insurance in Norfolk a few years ago you may be paying too much now. Don't believe everything you read about Challenger insurance on the internet, but I'm going to show you the easiest ways to save money.
Locating the most cost-effective car insurance policy in Norfolk is really quite simple as long as you have a good starting point. If you have insurance now, you stand a good chance to be able to find better prices using the techniques presented in this article. Smart shoppers only need to know the quickest method to buy car insurance using one simple form.
The companies shown below offer quotes in Norfolk, VA. If multiple companies are shown, we suggest you visit as many as you can to get a more complete price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Get Your Own Custom Quote Go|
Prices based on single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Virginia minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Premium amounts do not factor in your specific Norfolk location which can increase or decrease rates noticeably.
Male drivers versus female drivers
The example below visualizes the comparison of Dodge Challenger annual premium costs for male and female drivers. The data assumes no claims or driving citations, full physical damage coverage, $500 deductibles, marital status is single, and no policy discounts are applied.
How do I know if I need professional advice?
When it comes to a policy for your personal vehicles, there is no best way to insure your cars. Everyone's situation is a little different so this has to be addressed. For instance, these questions might help in determining if your insurance needs may require specific advice.
- Is pet coverage available?
- Exactly who is provided coverage by my policy?
- How can I get the company to pay a claim?
- Is motorclub coverage worth it?
- I have a DUI can I still get coverage?
- Am I covered when driving someone else's vehicle?
If you're not sure about those questions but a few of them apply, you might consider talking to an agent. If you don't have a local agent, take a second and complete this form or click here for a list of insurance companies in your area. It only takes a few minutes and you can get the answers you need.
What if I want to buy from local Norfolk car insurance agents?
A small number of people just want to go talk to an agent and that can be a great decision Good agents are very good at helping people manage risk and give you someone to call. A nice benefit of comparing insurance prices online is you can get lower prices and still choose a local agent.
To help locate an agent, after submitting this short form, your information is transmitted to local insurance agents in Norfolk who will give you bids for your coverage. It's much easier because you don't need to do any legwork due to the fact that quote results will go immediately to you. If you wish to compare prices for a specific company, just visit that company's website to submit a rate quote request.
Finding the right company should depend on more than just a cheap quote. Any agent in Norfolk should be willing to answer these questions.
- Do they carry Errors and Omissions coverage?
- If you raise deductibles, how much can you save?
- Is working in the agency their full-time job?
- Do they have a Better Business Bureau rating in Norfolk?
- Does the company use OEM repair parts?
- Can you choose the body shop in case repairs are needed?
- Do the coverages you're quoting properly cover your vehicle?
- Do they have designations such as AIC, CPCU, or CIC?
What types of car insurance agents are in Norfolk?
If you are searching for a local insurance agency, it's helpful to know the types of agencies that differ in how they can insure your vehicles. Agents in Norfolk are considered either independent or exclusive. Either type can insure your vehicles, but it's worth learning the difference between them because it can impact your selection of an agent.
Exclusive Insurance Agents
Exclusive agents can only write with one company like American Family, State Farm, and AAA. These agents are not able to shop your coverage around so keep that in mind. Exclusive insurance agents are usually quite knowledgeable on their products and sales techniques and that can be a competitive advantage. Consumers often choose to use a exclusive agent partially due to the brand and the convenience of having all coverages with one company.
The following are Norfolk exclusive insurance agencies who may provide you with price quotes.
- Jim Clark - State Farm Insurance Agent
1507 E Bayview Blvd a - Norfolk, VA 23503 - (757) 588-4343 - View Map
- John Workman - State Farm Insurance Agent
7425 Tidewater Dr - Norfolk, VA 23505 - (757) 583-4589 - View Map
- Allstate Insurance: Keith Dorband
1600 E Little Creek Rd #106 - Norfolk, VA 23518 - (757) 480-3800 - View Map
Agents in the independent channel are not employed by one company so they can insure your vehicles with a variety of different insurance companies and possibly get better coverage at lower prices. If they find a cheaper price, the business is moved internally and you won't have to switch agencies. When shopping rates, you will want to check rates from at a minimum one independent agency to get the best comparison. A lot of them also have access to small regional insurance companies that may have much lower rates than larger companies.
Shown below is a short list of independent agencies in Norfolk who can help you get price quotes.
- Nationwide Insurance - Bell Insurance Agency Corporation
8401 Hampton Blvd - Norfolk, VA 23505 - (757) 489-4822 - View Map
- Nationwide Insurance: G W Brothers Inc
1011 W Little Creek Rd - Norfolk, VA 23505 - (757) 588-7717 - View Map
- FR44 and SR22 Insurance Norfolk Virginia
Waterside Dr - Norfolk, VA 23510 - (844) 384-2765 - View Map