I really doubt anyone anticipates paying for insurance, especially when they are aware that they could get a better deal.

Insurance quote for Chevy Equinox in NorfolkUnbelievable but true, most insurance policyholders kept their policy with the same company for well over three years, and approximately 40% of consumers have never compared insurance rates at all. Many drivers in Norfolk could save themselves approximately 45% a year, but they assume it's a waste of time to shop around.

Big companies like GEICO and Progressive continually bombard you with fancy advertisements and it can be hard to ignore the flying pigs and cute green geckos and effectively compare rates to find the best deal.

It is always a good idea to check insurance prices periodically because prices are usually higher with each renewal. Even if you think you had the lowest price on Chevy Equinox insurance in Norfolk last year there is a good chance you can find better rates now. Forget anything you know (or think you know) about insurance because you're about to find out how to use online quotes to find great coverage at a great price.

Cheap companies for Chevy Equinox insurance in Virginia

The providers in the list below have been selected to offer free rate quotes in Virginia. If multiple providers are shown, we suggest you get prices from several of them to get the best price comparison.

Chevrolet Equinox Insurance Price Estimates in Norfolk, VA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $172 $340 $248 $14 $74 $848 $71
Equinox LT 2WD $156 $264 $262 $16 $78 $776 $65
Equinox LS AWD $136 $260 $348 $20 $104 $868 $72
Equinox LT AWD $252 $400 $338 $20 $100 $1,110 $93
Equinox LTZ 2WD $256 $394 $338 $20 $100 $1,108 $92
Equinox LTZ AWD $250 $486 $348 $20 $104 $1,208 $101
Equinox LTZ AWD $242 $462 $262 $16 $78 $1,060 $88
Get Your Own Custom Quote Go

Prices based on married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Virginia minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, safe-driver, and multi-vehicle. Rates do not factor in zip code location which can influence premium rates greatly.

Rate comparison for different deductibles

One frequently asked question is what deductibles to buy. The following insurance rates may help to illustrate the rate differences of buying low and high coverage deductibles. The first set of prices uses a $250 comprehensive and collision deductible and the second price chart uses a $1,000 deductible.

Chevrolet Equinox insurance with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $198 $336 $258 $16 $78 $911 $76
Equinox LT 2WD $198 $336 $258 $16 $78 $911 $76
Equinox LS AWD $198 $336 $258 $16 $78 $911 $76
Equinox LT AWD $198 $336 $258 $16 $78 $911 $76
Equinox LTZ 2WD $224 $394 $258 $16 $78 $995 $83
Equinox LTZ AWD $224 $394 $258 $16 $78 $995 $83
Equinox LTZ AWD $224 $394 $258 $16 $78 $995 $83
Get Your Own Custom Quote Go
Chevrolet Equinox insurance with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $122 $210 $258 $16 $78 $684 $57
Equinox LT 2WD $122 $210 $258 $16 $78 $684 $57
Equinox LS AWD $122 $210 $258 $16 $78 $684 $57
Equinox LT AWD $122 $210 $258 $16 $78 $684 $57
Equinox LTZ 2WD $138 $248 $258 $16 $78 $738 $62
Equinox LTZ AWD $138 $248 $258 $16 $78 $738 $62
Equinox LTZ AWD $138 $248 $258 $16 $78 $738 $62
Get Your Own Custom Quote Go

Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Virginia minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Price information does not factor in specific zip code location which can influence price quotes greatly.

We can derive from the above data that using a $250 deductible costs an average of $20 more each month or $240 every year than opting for the higher $1,000 deductible. Since you would pay $750 more if you file a claim with a $1,000 deductible as compared to a $250 deductible, if you normally go at a minimum 38 months between claim filings, you would most likely save money if you choose a higher deductible.

Companies offer money-saving discounts on Chevy Equinox insurance in Norfolk

Auto insurance is neither fun to buy or cheap, but you can get discounts to cut the cost considerably. Certain discounts will be applied when you get a quote, but a few must be inquired about before being credited. If you don't get every credit you qualify for, you could be paying more than you need to.

You can save money using discounts, but most discounts do not apply to the entire cost. Some only apply to the price of certain insurance coverages like comp or med pay. So even though it sounds like all those discounts means the company will pay you, it just doesn't work that way.

A few popular companies and some of the premium reductions they offer include:

When getting free Norfolk auto insurance quotes, it's a good idea to each insurance company to give you their best rates. Some discounts may not apply to policyholders in your area. To see providers that provide some of the discounts listed above in Virginia, click here to view.

Insurance agencies near you

Many people prefer to talk to an insurance agent and we recommend doing that One of the great benefits of comparing rates online is the fact that you can find lower rates and still have a local agent.

To help locate an agent, after submitting this form (opens in new window), your insurance coverage information is emailed to local insurance agents in Norfolk that can provide free Norfolk auto insurance quotes and help you find cheaper coverage. You don't have to search for an agent due to the fact that quote results will go straight to your inbox. You'll get the best rates AND an agent nearby. If you need to compare prices from a particular provider, you can always visit that company's website and submit a quote form there.

Choosing the best provider should depend on more than just a cheap price. Before buying a policy in Norfolk, get answers to these questions.

When finding a local Norfolk insurance agency, you should know the different types of agencies and how they are slightly different. Agencies in Norfolk can either be independent or exclusive depending on the company they work for.

Exclusive Car Insurance Agencies

These type of agents generally can only insure with one company such as Allstate, Farmers Insurance, State Farm, and AAA. These agents are unable to provide prices from multiple companies so they really need to provide good service. These agents are highly trained on the products they sell which helps overcome the inability to quote other rates.

Listed below are exclusive agents in Norfolk who may provide you with rate quotes.


1815 E Little Creek Rd - Norfolk, VA 23518 - (757) 480-0033 - View Map


409 Yarmouth St a - Norfolk, VA 23510 - (757) 626-1020 - View Map


5750 Chesapeake Blvd #309 - Norfolk, VA 23513 - (757) 842-9039 - View Map

View more agents

Independent Agencies or Brokers

Agents of this type are not limited to a single company so they can write business with any number of different companies enabling the ability to shop coverage around. If your premiums go up, they simply move the coverage in-house and you don't have to switch agencies.

If you are comparing car insurance prices, you need to get some free quotes from a couple of independent agencies to have the most options to choose from.

Listed below is a list of independent agencies in Norfolk who can help you get comparison quotes.


1976 MacArthur Ave - Norfolk, VA 23504 - (757) 620-7462 - View Map


628 Graydon Ave - Norfolk, VA 23507 - (757) 624-9176 - View Map


3016 E Princess Anne Rd d - Norfolk, VA 23504 - (757) 512-5034 - View Map

View more agents

Compare but don't skimp

When searching for low cost Norfolk auto insurance quotes, you should never sacrifice coverage to reduce premiums. There are many occasions where drivers have reduced physical damage coverage only to find out that it was a big mistake. Your strategy should be to find the BEST coverage at a price you can afford while not skimping on critical coverages.

You just read a lot of ways to find cheap Chevy Equinox insurance in Norfolk. The key thing to remember is the more rate quotes you have, the higher the chance of saving money. Consumers may even find the lowest priced auto insurance comes from an unexpected company. These companies may only write in your state and offer lower premium rates than their larger competitors like GEICO and State Farm.

Affordable Chevy Equinox insurance in Norfolk is definitely available from both online companies and with local Norfolk insurance agents, and you should compare price quotes from both to have the best chance of lowering rates. Some companies may not provide online price quotes and many times these smaller providers only sell coverage through independent insurance agencies.

Helpful information