Insurance rates Honda Accord in ChesapeakeDo you need a fast way to compare lower-priced Honda Accord insurance in Chesapeake? Nobody that owns a car is fond of buying car insurance, especially when they are aware that the cost is way too high.

Sadly, the vast majority of Virginia car insurance customers have stayed with the same insurance company for at least four years, and almost half have never compared rates with other companies. U.S. insurance shoppers could pocket almost 46.5% a year by just shopping around, but they don't invest the time required to do a rate comparison. Lots of insurers contend for your hard-earned dollar, so it can be very hard to choose a company and uncover the absolute lowest rate on Honda Accord insurance in Chesapeake.

Auto insurance providers offering affordable prices in Virginia

The providers in the list below have been selected to offer free quotes in Virginia. If multiple companies are shown, we recommend you get prices from several of them to get the best price comparison.

Honda Accord Insurance Rates in Chesapeake, VA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $136 $250 $284 $16 $86 $772 $64
Accord LX 4-Dr Sedan $166 $312 $284 $16 $86 $864 $72
Accord EX 4-Dr Sedan $166 $322 $230 $14 $68 $800 $67
Accord LX-P 4-Dr Sedan $148 $284 $248 $14 $74 $768 $64
Accord LX-P 4-Dr Sedan $156 $274 $296 $18 $88 $832 $69
Accord EX-L 4-Dr Sedan $246 $492 $296 $18 $88 $1,140 $95
Accord EX 2-Dr Coupe $120 $286 $352 $20 $106 $884 $74
Accord LX-S 2-Dr Coupe $190 $486 $328 $20 $98 $1,122 $94
Accord EX-L 2-Dr Coupe $284 $472 $380 $22 $114 $1,272 $106
Get Your Own Custom Quote Go

Data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Virginia minimum liability limits. Discounts applied include safe-driver, multi-vehicle, claim-free, multi-policy, and homeowner. Price information does not factor in Chesapeake location which can raise or lower premiums noticeably.

How accidents and tickets impact rates

The diagram below demonstrates how traffic citations and at-fault collisions influence Honda Accord insurance costs for each age group. Data assumes a single male driver, full coverage, $250 deductibles, and no policy discounts are applied.

Physical damage deductible comparison

The example below illustrates how your choice of deductibles and can change Honda Accord yearly insurance costs for different age groups of insureds. Data assumes a married female driver, full coverage, and no discounts are taken into consideration.

Affordable Honda Accord insurance in Chesapeake

Some insurance providers don't list their entire list of discounts very clearly, so the below list has some of the best known as well as the least known credits available to lower your premiums when you buy Chesapeake car insurance online.Discount insurance

As is typical with insurance, most of the big mark downs will not be given to the entire cost. The majority will only reduce the price of certain insurance coverages like medical payments or collision. So when it seems like adding up those discounts means a free policy, you won't be that lucky.

Companies and some of their more popular discounts are detailed below.

If you want affordable Honda Accord insurance quotes, ask all the companies how many discounts you can get. Depending on the company, some discounts may not apply to policies everywhere.

Why Your Insurance Premiums might be higher

Many different elements are used in the calculation when you quote your car insurance policy. Some are pretty understandable like a motor vehicle report, but other criteria are more obscure such as whether you are married or how financially stable you are.

Listed below are a partial list of the pieces insurance companies consider when setting rates.

You may need specialized car insurance coverage

When quoting and comparing the right insurance coverage for your vehicles, there really is not a "best" method to buy coverage. Your financial needs are unique so your insurance should reflect thatDrive safe and save For instance, these questions may help highlight if your insurance needs would benefit from professional advice.

If you're not sure about those questions, you may need to chat with a licensed insurance agent. If you want to speak to an agent in your area, take a second and complete this form or you can go here for a list of companies in your area. It's fast, doesn't cost anything and can help protect your family.

Compare prices but still have a local Chesapeake insurance agency

Many people just prefer to buy from a local agent and there is nothing wrong with that. Experienced insurance agents can help you build your policy and will help you if you have claims. A good thing about comparing auto insurance online is that you can find lower rates and also buy local. Supporting small agencies is definitely important in Chesapeake.

Find insurance agent in ChesapeakeFor easy comparison, once you complete this short form, your insurance data is emailed to companies in Chesapeake who can give free rate quotes for your insurance coverage. It's much easier because you don't need to drive around because quoted prices will be sent directly to your email. If for some reason you want to get a comparison quote from a specific auto insurance provider, feel free to go to their quote page and fill out their quote form.

Below is a list of car insurance companies in Chesapeake who can help you get rate quotes for Honda Accord insurance in Chesapeake.

Allstate Insurance: Brinson Byrdsong
644 Grassfield Pkwy #27 - Chesapeake, VA 23322 - (757) 353-4113 - View Map

1021 Eden Way N #119 - Chesapeake, VA 23320 - (757) 547-9323 - View Map

1296 Battlefield Blvd S #107 - Chesapeake, VA 23322 - (757) 296-2050 - View Map

4416 Portsmouth Blvd d - Chesapeake, VA 23321 - (757) 488-1130 - View Map

View more agents

Finding a good insurance company is decision based upon more than just a cheap quote. Here are some questions you might want to ask.

Car insurance savings summarized

We covered a lot of information how to get a better price on Honda Accord insurance in Chesapeake. The key concept to understand is the more providers you compare, the better likelihood of getting cheaper Chesapeake car insurance quotes. You may even find the best premium rates are with a small mutual company. Smaller companies may have significantly lower prices on certain market segments than the large multi-state companies such as State Farm and Allstate.

As you shop your coverage around, it's very important that you do not buy lower coverage limits just to save a few bucks. There are many occasions where someone sacrificed comprehensive coverage or liability limits only to regret that saving that couple of dollars actually costed them tens of thousands. Your objective should be to find the BEST coverage for the lowest price, not the least amount of coverage.

More affordable car insurance in Chesapeake is definitely available online and from local agencies, so get free Chesapeake car insurance quotes from both of them to get a complete price analysis. There are still a few companies who may not offer rates over the internet and these small, regional companies only sell coverage through local independent agents.

Other articles